Our loans at a glance
KRD Credit Union: My Place for Loans. Loans for a variety of purposes and amounts, at fair and reasonable rates
Standard Loan
Our loans have straightforward terms and conditions, do not carry any hidden fees or charges, and are offered with flexible repayment options.
Learn MoreDiamond Loan
Introduced in 2024 to celebrate our 60th anniversary. 9.90% (10.36% APR) over a maximum period of 10 years.
Learn MoreSecured with Shares Loan
Are your savings working hard for you? This loan is available to members at a reduced rate of 6.75% (6.96% APR) if they can offer their shares as security for the loan, up to a maximum of £30,000.
Learn MoreSecured Loan
At a low rate of 6.75% (6.96% APR) this loan will suit those larger application amounts where our member has an asset (other than member shares or residential property) to offer as security.
Learn MoreGreen Loan
Sustainable living made easy with a low interest ‘Green Loan’ from KRD! With a rate of 5.25% (5.33% APR) spread over a term of up to 10 years, if it makes your world more energy efficient, we should be able to help!
Learn MoreAgri Loan
Launched in October 2017 to support our local farming community, this loan can be used for any agricultural purpose. At a reduced rate of 6.75% (6.96% APR) this loan will help local farmers invest in our future.
Learn MoreLoan Calculator
We offer low cost loans tailored to suit you.
Maximum Loan Term :
12.68%
12.68%
12.68%
How to apply
Which method do you prefer?
Online
Choose from one of the three options below.
- I am a member registered for a PIN. Click here to apply for your loan
- I am a member not registered for a PIN. Click here to register for your PIN
- I am not a member. Click here to join.
Phone A Loan
Ring (028) 295 41007. Have your account number ready. A member of staff will take your application over the phone during business hours.
Outside of office hours, leave us a message and we will ring you back.
