Membership Made Easy

With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.

Go MOBILE Today. Manage Your Money 'On-The-Go'

To download the app today please select either link above or go directly to the App Store or Google Play Store.

Benefits Of Membership

Avail of a range of free-to-member insurances, including Life Savings Insurance, Loan Protection Insurance and Death Benefit Insurance.

Enjoy great value loan rates.

Access our wide range of online services.

Support local community organisations through credit union sponsorships and donations

Avail of free-to-member Loan Protection Insurance.

Become a part-owner of a financial co-operative.

Bank on-the-go with our Mobile App.

Join Using Your Phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.

Secure Facial Verification

We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Reliable Identity Check

We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.

How to Get Started

Membership made easy for you

Download Our Mobile App

Make sure you have valid ID ready

Complete the form

Verify Your Identity

Upload Required Documentation

Sit back and wait for us to review and approve your membership

Still Have Questions?

Have a question? Check below to see if it is answered in our Frequently Answered Questions.

What is a Common Bond?

All credit unions have a common bond - something that unites our membership.  At KRD Credit Union, our common bond is that our members live or work within a 10-mile radius of the Kilrea, Rasharkin, Dunloy, Cloughmills, Aghadowey, Garvagh and Ballymoney areas.

Contact us on 028295 41007 or at info@krdcreditunion.com to find out if you live within an area that is eligible to join.

What documents do I need to become a member of KRD?

If you apply for membership on our website, you may be able to have your identity verified electronically and so would not need any documents.

Otherwise, you will need to provide us with two forms of ID. These must include one photographic, such as drivers license, citizen card or passport. The second form of i.d. must be a recent letter with your name and current address on it, this could be a bank statement, or utility bill (these letters must be no less than 3 months old).

There is a £1 membership fee when you open your account.
How Can I Join?

If you fall within the common bond and want to become a member of KRD then you need to provide us with two forms of identification. These must include one photographic, such as drivers license, citizen card or passport. The second form of i.d. must be a recent letter with your name and current address on it, this could be a bank statement, or utility bill (these letters must be no less than 3 months old).

There is a £1 membership fee when you open your account.

What is the maximum balance that I can have in my account?

Currently the maximum balance in a member account is £30,000 and in a junior account is £15,000. This is subject to change.

Is there a minimum account balance?

Yes, we ask that you keep a minimum balance of £1 in your account.

How can I pay into my savings account?

You can pay lump sums or regular amounts into your savings - it's your choice.  You can set up a regular payment via standing order or electronic transfer.  You can also pay into your account by making online transfers from another account e.g. your bank account.  Cheques and cash can be paid into your account at any of our offices.

Mobile Banking On-The-Go

Mobile Banking On-The-Go

  • Secure Member Login
  • Check your account balances On the Go
  • Transfer funds between your own accounts
  • Transfer funds to external accounts
  • Apply for a loan securely, anytime, anywhere!